Use this calculator to estimate your debt-to-income ratio and determine if you are likely eligible for a mortgage.
Your DTI is good. Having a DTI ratio of 36% or less is considered ideal.
Total monthly debts1000
Mortgage payment1100
Remaining mo. income3733
How much house can you afford? Use our affordability calculator to estimate what you can comfortably spend on your new home.
Estimate how much will be paid each month for principal and interest over the life of the loan with our amortization calculator.
What will your new home cost? Estimate your monthly mortgage payment with our easy-to-use mortgage calculator.
Interested in refinancing your existing mortgage? Use our refinance calculator to see if refinancing makes sense for you.
Enter your annual income before taxes, for you and your co-borrower. Include all income including base salary, commissions, bonuses, tips, and investment income.
Enter total amount of minimum credit card payments that you pay each month. Do not include credit card balances that you pay off in full each month.
Enter the total amount of any monthly car payments student loan payments. Do not include loan balances that you pay off in full.
Click "See more" for more options to enter monthly debts, such as alimony or child support payments that you pay every month.
You'll also find options to enter mortgage payments and maintenance costs for any vacation or rental property that you may own.
Enter any other monthly payments that qualify as debt, such as personal loans. Do not include monthly living expenses or your current mortgage or rent payments.